The idea of home care long island for elderly family members is attractive to many aging families caring for aging or disabled loved ones since they provide an alternative to nursing home or assisted living facilities. There are many benefits to hiring a live-in aide, including safety and security, assurance of ongoing care, and avoiding the stigma of living on the streets or with elderly family members. In this brief article, explore the details of how live-in caregivers work, what they pay, Medicare and Medicaid options, and other important financial aid and payment options.
How Do Live-In Caregivers Work? A live-in aide is a companion, usually a spouse or adult child of the person assisting the elder. They are trained in basic first aid, CPR, and elder law. They are not allowed to give injections under any circumstances and must follow a strict schedule of daily housekeeping, meal preparation, and light housework. If the senior in question needs more help than these aides can provide, they may be referred to an agency that specializes in their particular needs. If a patient is unable to stay in their own home, they are placed in an agency’s care plan.
What Does It Cost To Hire A Live-In Companion? Most assisted living facilities and nursing homes have a sliding fee scale which includes mileage, taxes, and other costs. However, in order to hire a live-in companion, there are a few extra fees that are often included in the overall cost of the care plan.
Medicare Supplement Insurance – Some senior companions may include Medicare supplement insurance as part of their service contract. This is because Medicare itself does not cover the costs of assisted living services. That leaves the client’s family members to pay for the insurance. In order to receive this coverage, the family member must purchase Medicare Supplement Insurance.
In addition to providing companion home care services, some agencies also provide other types of services to seniors. Senior nanny care services are one such service. Senior nannies are professionally trained to care for seniors in their homes while at work. In most cases, they are paid an hourly wage, but some agencies may pay the caregiver a little bit more, depending on their experience.
What Are The Costs Associated With These Different Service Plans? These costs will vary depending on the agency and the company offering the services. Most senior companions care services offer a variety of benefits to their clients. Some of those include assistance with daily living tasks, housekeeping duties, transportation between locations, meals, bathing, medication reminders, medical records review, and information about local government services and resources. Some agencies have even gone so far as to create an interactive website for their clients and/or customers that offers a wealth of information about their agency.
Does Assisted Living Provide Its Clients With Any Independence? Many agencies use a combination of live-in caregivers and a small number of trained personal care assistants to provide their clients with the highest level of independence possible. Some agencies will provide trained aides to accompany their client on daily errands and some will simply allow them to live-in at their facility. While living-in at an assisted living facility can be slightly more expensive, the services of a live-in aide can provide are invaluable. After all, most elderly individuals do not want to be alone, let alone in a situation where they are most likely to become lonely.
Can You Become Covered By Medicare Part B? Most seniors who are living in their own homes are covered by Medicare Parts A and B. These programs provide some basic medical and home health care, but there are some items that are not covered. For example, prescription drugs, private eye wear, and hearing aids are not typically covered by Medicare Part B. If you or a loved one would like to have these items covered, you may need to research the specifics for your particular area.